Accidents can occur anytime, especially when children are playing, participating in sports, or engaging in activities. If a child sustains a physical injury due to an accident, there may be associated financial costs. These costs could include ambulance fees, casts, crutches, physiotherapy, or emergency dental care. But who covers these expenses? Parents or guardians are responsible for costs not covered by government health insurance plans or employer health plans.
It’s important to note that schools and school boards do not provide coverage for accidents that happen on school premises. To address this, your school board has partnered with Old Republic Insurance Company of Canada to offer the insuremykids® coverage. While participation is voluntary, it is highly recommended.
